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Privacy Policy

Last updated: [08/08/2024]

Refael Pinhas Insurance (“us”, “we”, or “our”) operates Refael Pinhas Insurance (the “Website”). This page informs you of our policies regarding the collection, use, and disclosure of Personal Information we receive from users of the Website.

By using the Website, you agree to the collection and use of information in accordance with this policy.

 

1. Information Collection and Use

1.1. Personal Information:

  • We may collect personal information, including but not limited to names, contact details, health-related information, and other Personally Identifiable Information (PII).
  • This information is collected for the purpose of providing insurance quotes, processing applications, and offering related services.
  • Your personal information will be used solely to provide you with the requested services and to improve our offerings.
  • We may share this information with trusted third parties involved in the insurance process, but only as necessary to deliver the services you request.
  • Your personal information is stored securely, and we employ reasonable measures to protect it from unauthorized access, use, or disclosure.

1.2. Filing a Complaint:

  • If you have concerns about how your personal information has been handled by us or our assisters/brokers, you can file a complaint:

    • Directly with Us: Contact us at Hello@pinhasinsurance.com or (505) 305-0744. We will investigate and respond promptly.
    • Health Insurance Marketplace: Visit www.healthcare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325).
    • Medicare: For issues related to Medicare, you can contact 1-800-MEDICARE (1-800-633-4227) or visit www.medicare.gov.
    • State Exchanges: Refer to your state exchange’s website or contact their support center for complaint instructions.

1.3. Log Data:

  • Like many site operators, we collect information that your browser sends whenever you visit our Website (“Log Data”).
  • This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, and the pages of our Website that you visit.

 

2. Cookies

2.1. Cookies:

  • Cookies are files with small amounts of data, which may include an anonymous unique identifier.
  • Cookies are sent to your browser from a website and stored on your computer’s hard drive.
  • We use “cookies” to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

3. Security

3.1. Security:

  • The security of your Personal Information is important to us. We implement commercially acceptable measures to protect your data; however, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security, but we are committed to safeguarding your information to the best of our ability.

4. Third-Party Links

4.1. External Links:

  • Our Website may contain links to external sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. We strongly advise you to review the Privacy Policy of every site you visit.

5. Changes to This Privacy Policy

5.1. Changes:

  • We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

6. Contact Us

6.1. Contact: