Get a short term medical insurance
If you find yourself outside of open enrollment without health insurance or waiting for your job coverage to start, a short term major medical plan is a great way to gap your situation.
Why should you get short term policy
Short term coverage isn’t for everyone but there are a few reasons why you may consider a purchase.
- You are waiting for employer health insurance to kick in.
- You lost your job and your health insurance with that.
- You missed the annual open enrollment.
- Traditional health insurance is too expensive and you are wiling to pass on some benefits to save money.
Short term Pro's & Con's
Pro's
- Robust PPO Network available on most plans.
- Typically more affordable than a traditional plan.
Con's
- Not all plans cover wellness and preventive care
- Plans are not subject to the Affordable Care Act.
- Most plans exclude preexisting conditions.